1. Getting Organized
2. Mortgage Financing
Pre-Approval, Appraisal, Commitment
3. Searching for a Home
4. Offer & Negotiations
5. Home Inspection
| || || || || ||7. Move-in|
For competitive reasons when bidding on a property, we recommend you work out your financing options
first before you start to look at houses.
To learn more about financing your new home, checkout these
useful web sites).
To assist you, we typically:
Discuss things to be aware of before talking with any lender (home mortgage payment affordability, condo maintenance fees, down payment and closing cash requirements).
Discuss approaches to finding and working with mortgage lenders who are licensed in New Jersey, the typical steps involved, and the information you need to collect to make your mortgage application run smoothly.
Clarify how we coordinate with your lender and the responsibilities of:
and, finally, monitor the
progress of your mortgage application, property appraisal, and your final
For more information related to financing you may want to refer to the
U.S. Department of Housing and Urban Development brochure:
Your Home Loan - HUD's Settlement Costs Booklet".
Note: Make sure to apply for your mortgage once Attorney Review is
closed otherwise you may have difficulty getting your mortgage commitment
[Back to Step 1]