To start off your search for a new home, we recommend a one-on-one meeting in our offices where we cover the basics of home buying in New Jersey and also what you are specifically looking for.  If you are relocating to Northern New Jersey, we can handle this initial information gathering via email and/or over the telephone.  

If you don't have an hour to talk with  us to discuss
one of the most important investments of your life,
we likely can not effectively help you. 

In helping you get organized, we:

• Explain:

  • the four different real estate agency relationships available to home buyers in New Jersey;

  • how these four different relationships affect your rights and the service received from your real estate agent;

  • how working with an "Accredited Buyer Representative (ABR)" and "Exclusive Buyer's Agent (EBA)" works to your benefit.

• Discuss:

  • the home buying process in northern New Jersey and how it may differ from where you are moving from (especially if you are coming from New York), and

  • the typical steps involved:

    • Education

    • Financing

    • Determining preferences

    • Locating and screening property

    • Making an offer

    • Contract negotiation

    • Inspections

    • and, Closing

• Describe how we work together with you as a team to find you a home.

• Clarify responsibilities:

  •  of you - as a home buyer,

  •  of us - as your "Exclusive Buyer Agent".

• Determine with you:

  • a realistic timeframe for your home search,

  • a specific geographic area for your home search,  and

  • your general housing requirements (needs and wants).

• Confirm with you your target price range.   (According to the New Jersey Association of Realtors, the average price of a single-family home in Northern New Jersey is now over $400,000.)  

• For a quick estimate of how much you can afford to spend, try the  Affordability Calculator.

• Counsel you regarding:

  • getting a mortgage pre-approval (versus a financial pre-qualification),

  • finding and working with mortgage bankers and lenders. 

• Provide you additional web-based information via our network of websites:

  • www.BuyersAdvisors.com

  • www.BayonneHomes.biz

  • www.JerseyCityHomes.biz

  • www.HobokenHomes.biz

  • and our passworded website exclusively for Client Use.

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